Driving millennial debit card usage through online interactions.

When Visa wanted to help Charter Oak Federal Credit Union increase debit transactions by engaging millennial cardholders, they turned to their partners at Media Logic for a strategic marketing campaign based on best practices, consumer insights, and an analysis of competitor creative assets.

Media Logic developed a digital-first campaign that highlighted the debit card’s convenience throughout custom creative assets.

By tapping into their millennial audience’s online habits and behaviors, Media Logic was able to successfully position Charter Oak as a modern, customer-focused bank.

 

Charter Oak Instagram social ad played on a smartphone Charter Oak Facebook social ad played on a smartphone
Charter Oak Facebook social ad show on smartphone
Charter Oak mobile bank banner shown on smartphone Charter Oak mobile bank banner shown on smartphone

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“Coupon Book” Card Marketing

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Although Gen Zers are responsive to premium cards, various earning reports indicate that that they are also value-focused and eager to "do the math." To help justify steep annual fees, portfolio managers have focused on encouraging premium cardholders to take advantage of a barrage of statement credits, now often referred to as the new "coupon book."

Introducing PersonaLAB™ by Media Logic

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Media Logic's PersonaLAB™ is a new strategic tool that brings buyer personas to life to guide our team's creative and messaging development, shape media targeting and enable sales teams.

Why FS Marketers Can’t Ignore Direct Mail: Takeaways from Lob’s 2026 Consumer Report

Why FS Marketers Can’t Ignore Direct Mail: Takeaways from Lob’s 2026 Consumer Report

Too many FS marketing plans treat direct mail as optional. Consumers don't. That's our read on Lob's State of Direct Mail: Consumer Insights 2026, an online survey of 2,000 U.S. adults conducted in July 2026. Four findings stood out to us: (1) Economic pressure is changing how people read their mail, (2)"Personal" means something different to each generation, (3) The mailbox is still a daily habit, and (4) Trust in direct mail is growing.